Visa® Credit Cards

Selecting your new credit card

Choose the best credit card for your needs. No annual fee, balance transfer, prime rate and more.

Not just a piece of plastic.

It’s endless ice cream!

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Balance transfer. Grace period. Prime rate. APR. You may see terms like this everywhere but not really know what they mean.

Don't worry. We've laid out all of the important details in our blog, Credit Cards 101. Here at IHMVCU, we offer personal and business Visa® Credit Cards. The credit cards we offer include no annual fee, local servicing, fraud protection and convenient online access.

And with our Online Branch and mobile app, you can manage all your accounts with a single login.

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Learn about business credit cards

Credit card comparison

No annual fee, local servicing, fraud protection and convenient online access!

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11.9% APR Cash Back*

Earn 1% cash back on all purchases, all the time (excluding balance transfers and cash advances)


 

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7.9% APR Relationship**

We value your relationship and want to reward you with some of the lowest interest rates available. Additional benefits include:


 

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*11.9% APR Cash Back Card Earn 1% cash back on all purchases (excluding balance transfers and cash advances). There’s a minimum payout of $25 when you make $2,500 in purchases. There’s no maximum. Cash back is earned from December 1 through November 30 of the next year, with payouts in November each year. Cash back could be subject to taxes; please consult your tax advisor.

**Cardholder must maintain an active checking account (8 or more transactions for 30 days) and one of the following: a member for at least five years, a mortgage loan, a home equity loan or an auto loan.
Visa Credit Card Rate Disclosure
Visa Credit Card Holder Agreement

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