A certificate of deposit (CD) is a timed deposit. When you open a CD, you agree to keep your money in the account until the maturity date, which can be anywhere from 91 days to 60 months (it's your choice!). In exchange, you get a higher rate than you might on a traditional savings account. You can always close a CD early, but you may pay an early withdrawal penalty.
Whether you’re saving for a family vacation, or just planning for the unexpected, IHMVCU certificates of deposit give you the rate of return you want with deposit terms that fit into your schedule! Enjoy great interest rates and security for short-term or long-term savings.
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