Checking Account

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Checking Account Chart Comparison

See which checking account best fits your needs. Download checking comparison chart.

Minimum balance
Monthly fee
Dividends earned
Monthly Requirements
Overdraft Options

Checking Plus

1.76% APY*
eStatements, 12 Visa Debit Card purchases, 1 ACH or direct deposit
$7.50 transfer from account, per occurrence

Free Checking

$7.50 transfer from account, per occurrence

No Overdraft Checking

None for 24 yrs old & younger; $7/month for 25 yrs. old & above

Relationship Checking

$10,000 loan and/or deposit balance, per account
$12.50 if below minimum
0.35% APY
Maintain minimum balance
$7.50 transfer from account, per occurrence

APY = Annual Percentage Yield.
Courtesy Pay is not offered on No Overdraft Checking accounts, Business Accounts, or anyone under the age of 18.
*Must meet monthly requirements to earn qualified rate and ATM fee refunds (up to $25/month). Otherwise a non-qualifying rate of 0.05% APY will apply. Qualified rate paid on balances up to $25,000. Balances over $25,000 will earn a non-qualified rate of 0.15% APY. Retail accounts only. No commercial or institutional funds permitted. 
**Does not apply if paper checks, ACH withdrawals or online Bill Pay are used. Overdraft fees may be assessed by the Credit Union and/or the Bill Pay provider.

Checking Account IHMVCU

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