Savings Account

Savings accounts at IHMVCU.

Reach your goal faster and save more with the right savings account.

Not just savings.

It's a tropical vacation!

Questions?

Chat with one of our
savings account experts.

1 in 4 Americans don’t have savings, and we want to change that. IH Mississippi Valley Credit Union savings accounts make it easy for you to start saving with accounts like Auto Savers that reward you for saving every month. Whether you’re building an emergency fund for your family or saving up for something fun, we’ll help you find the best savings account for your financial journey.

Start Saving

Ready to get started?

Open a savings account

Savings Account Chart Comparison

See which savings account best fits your needs. Download savings comparison chart.

Opening Deposit
Minimum Average Daily Balance to Earn Dividends
Dividends earned
Withdrawals
Monthly Fee
regular-youth-savings-comparison-min

Regular Youth Savings

$5 min.
$25
Tiered dividends earned
Unlimited withdrawals
None
regular-savings-comparison-min

Regular Savings

$5 min.
$100
Tiered dividends earned
Unlimited withdrawals
None
auto-savers-comparison-min

Auto Savers

None
None
Dividends earned*
Unlimited withdrawals
None
health-savings-comparison-min

Health Savings

None
None
Dividends earned
Unlimited withdrawals for qualified medical expenses
None
daily-money-market-comparison-min

Daily Money Market

None
$1,000 min. avg. daily balance
Tiered dividends earned
Unlimited withdrawals in branch and online, 6 checks per month
$10 monthly fee if balance drops below $1,000
prime-reserve-savings-comparison-min

Prime Reserve Money Market

None
$5,000 min. avg. daily balance
Tiered dividends earned
Unlimited withdrawals in branch and online, 6 checks per month
$18 monthly fee if balance drops below $5,000
mega-money-comparison-min

Mega Money Market

$2,500 min.
$2,500 min. avg. daily balance
Tiered dividends earned
Unlimited withdrawals in branch and online, 6 checks per month
$18 monthly fee if balance drops below $2,500

*Must deposit $10 or more per month to earn qualified rate. Otherwise a non-qualifying rate will apply. Qualified rate paid on balances up to $500. Balances over $500 will earn a non-qualified rate. Retail accounts only. No commercial or institutional funds permitted.

Couple on Vacation

Savings Calculators


  • The Impact of Saving More
  • Save for College
  • Save to be a Millionaire
  • What Will My Savings Be Worth?
  • Save Towards a Goal
  • Save for a Rainy Day
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