Savings

Savings Accounts

1 in 4 Americans don’t have savings, and we want to change that. IH Mississippi Valley Credit Union savings accounts make it easy for you to start saving with accounts like Auto Savers that reward you for saving every month. Whether you’re building an emergency fund for your family or saving up for something fun, we’ll help you find the best savings account for your financial journey.

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  • regular-youth-savings-icong

    Regular Youth Savings

    A simple, no fuss savings account that comes with your IHMVCU membership.

    • Minimum $5 opening deposit
    • No monthly fees
    • $25 minimum average daily balance required to earn dividends for members age 0-18
    • Unlimited withdrawals
  • regular-savings-icon

    Regular Savings

    A simple, no fuss savings account that comes with your IHMVCU membership.

    • Minimum $5 opening deposit
    • No monthly fees
    • $25 minimum average daily balance required to earn dividends for members age 0-18
    • $100 minimum average daily balance required to earn dividends for members age 18+
    • Unlimited withdrawals
  • auto-savers-icon

    Auto Savers

    One of the most effective ways to build savings is to set aside money consistently. Auto Savers rewards you with a great rate, just for depositing $10 or more every month!

    • No minimum opening deposit
    • Must meet the monthly requirement of depositing $10 or more every month to receive qualifying rate
    • Qualified rate is paid on balances up to $500
  • daily-money-market-icon

    Daily Money Market

    With a minimum daily balance of $1,000, a Daily Money Market allows you to earn a higher interest rate than a regular savings account while keeping your funds liquid.

    • $1,000 minimum average daily balance required to earn dividends
    • Earn dividends at a tiered rate
    • Unlimited onsite withdrawals, or 6 checks per month
    • $10 maintenance fee for balances below $1,000
  • prime-reserve-money-market

    Prime Reserve Money Market

    Earn even more with a Prime Reserve Money Market while keeping your money liquid.

    • $5,000 minimum average daily balance required to earn dividends
    • Earn dividends at a tiered rate
    • Unlimited onsite withdrawals or 6 checks per month
    • $18 maintenance fee for balances below $5,000
  • mega-money-market

    Mega Money Market

    With a minimum daily balance of $10,000, a Mega Money Market allows you to earn a higher interest rate than a regular savings account while keeping your funds liquid.

    • $10,000 minimum average daily balance required to earn dividends
    • Earn dividends at a tiered rate
    • Unlimited onsite withdrawals, or 6 checks per month
    • $10 maintenance fee for balances below $10,000
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Savings Calculators

  • Save for a Rainy Day
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  • What Will My Savings Be Worth?
  • Save to be a Millionaire
  • Save for College
  • The Impact of Saving More