Savings & CDs

Savings & CDs

Savings Accounts

1 in 4 Americans don’t have savings, and we want to change that. IH Mississippi Valley Credit Union savings accounts make it easy for you to start saving with accounts like Auto Savers that reward you for saving every month. Whether you’re building an emergency fund for your family or saving up for something fun, we’ll help you find the best savings account for your financial journey.

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    Regular Youth Savings

    A simple, no fuss savings account that comes with your IHMVCU membership.

    • Minimum $5 opening deposit
    • No monthly fees
    • $25 minimum average daily balance required to earn dividends for members age 0-18
    • Unlimited withdrawals
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    Regular Savings

    A simple, no fuss savings account that comes with your IHMVCU membership.

    • Minimum $5 opening deposit
    • No monthly fees
    • $25 minimum average daily balance required to earn dividends for members age 0-18
    • $100 minimum average daily balance required to earn dividends for members age 18+
    • Unlimited withdrawals
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    Auto Savers

    One of the most effective ways to build savings is to set aside money consistently. Auto Savers rewards you with a great rate, just for depositing $10 or more every month!

    • No minimum opening deposit
    • Must meet the monthly requirement of depositing $10 or more every month to receive qualifying rate
    • Qualified rate is paid on balances up to $500
  • daily-money-market-icon

    Daily Money Market

    With a minimum daily balance of $1,000, a Daily Money Market allows you to earn a higher interest rate than a regular savings account while keeping your funds liquid.

    • $1,000 minimum average daily balance required to earn dividends
    • Earn dividends at a tiered rate
    • Unlimited onsite withdrawals, or 6 checks per month
    • $10 maintenance fee for balances below $1,000
  • prime-reserve-money-market

    Prime Reserve Money Market

    Earn even more with a Prime Reserve Money Market while keeping your money liquid.

    • $5,000 minimum average daily balance required to earn dividends
    • Earn dividends at a tiered rate
    • Unlimited onsite withdrawals or 6 checks per month
    • $18 maintenance fee for balances below $5,000
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    Mega Money Market

    With a minimum daily balance of $10,000, a Mega Money Market allows you to earn a higher interest rate than a regular savings account while keeping your funds liquid.

    • $10,000 minimum average daily balance required to earn dividends
    • Earn dividends at a tiered rate
    • Unlimited onsite withdrawals, or 6 checks per month
    • $10 maintenance fee for balances below $10,000

START SAVINGGET STARTED TODAY

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Certificate of Deposits

Whether you’re planning a family vacation, or just planning for the unexpected, IH Mississippi Valley Credit Union certificates of deposit give you the return you want with deposit terms that fit into your schedule! Enjoy great rates and security for short-term or long-term savings.

  • Low minimum deposit of $500
  • Flexible maturity dates from 6 months – 5 years
  • Dividends compounded monthly
  • Insured up to $250,000 by the NCUA

Ready to start earning? Check out our current CD rates or open a CD online!

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Savings Calculators

  • Save for a Rainy Day
  • Save Towards a Goal
  • What Will My Savings Be Worth?
  • Save to be a Millionaire
  • Save for College
  • The Impact of Saving More

© Copyright 2017. IH Mississippi Valley Credit Union. All rights reserved. Federally Insured by NCUA | Equal Housing Opportunity | NMLS #463074

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