Resources

You'll receive an email from us about the next steps to take for your new account.

Your deposits are federally insured by the National Credit Union Administration (NCUA), up to $250,000 per owner. Okay, but what does that actually mean? Great question. We break it down for you.

Any mortgage payment made after the payment due date will reflect two payments due until the current payment posts.

For example: Your payment is due Jan 1. You log in to online banking on Jan. 2 to make your payment. It shows two payments due (Jan. 1 and the upcoming Feb. 1). Once your Jan. 1 payment posts, it'll just show the upcoming Feb. 1 payment.

This happens for all loans, not just mortgage loans.

Mortgage & home equity loans: Payments post by noon the next business day. All other loans (including HELOCs): Payments will follow the Payment posting schedule

• Before 5:00 p.m.: Payments post immediately
• After 5:00 p.m.: ACH payments will post next business day after 6:01 p.m. Debit payments will post next business day by 12:00 p.m.
• Recurring payments: Post on the scheduled day after 6:01 p.m.
• Future-dated payments: Post by 6:01 p.m. on the scheduled day

You can update the name on your account by stopping by any branch location (name changes cannot be done through the drive-up). Please bring a state or government issued photo ID.

Address change forms can be submitted in three ways: By Chat—Send us a secure chat during business hours. By Phone—Call us during business hours at 309-793-6200 or 800-722-0333 and select option 3. In Person—Stop by any branch. Address changes cannot be done through the drive-up.

Yes you can! As long as you are listed as an owner of an account, we can link them online. You can submit a request for this in Online Branch. Just select Link My Accounts under the Secure Forms tab.

We have automatic fraud monitoring in place for our members with Visa® credit and debit cards. If a transaction posts to your account that might be considered suspicious, we may call you to verify that you authorized it. If you ever doubt the identity of the person calling, don’t give out any personal information and call IHMVCU directly at 309-793-6200 or toll free at 800-722-0333.

Let us know right away. Call us at 309-793-6200 and press 3, or stop by any branch.

Let us know right away! Call 309-793-6200 and press 3 during business hours, or call 800-722-0333 for 24-hour lost/stolen assistance. Check your account history for unauthorized transactions, and let us know if you find anything suspicious. Many of our branches have the ability to print card replacements on the spot, so it's possible to get your replacement card the same day.

The minimum loan amount available is $500.

All you need is one primary photo ID (this can be a driver’s license, state issued ID, Firearm Owner Identification, Matricula card, Military ID, passport, Resident Alien ID, or a school photo ID for minors). If your primary ID doesn’t have your current address, you’ll need a second form of ID with your current address (this can be an employer paystub within the last 30 days, utility/credit card bill within 45 days, current car title or registration, rental agreement within 90 days, IHMVCU issued card if you’re a current member).

Right here! You can download Authorization for Direct Deposit an form, visit any branch or access in Online Branch under Additional Services.

The routing number for IH Mississippi Valley Credit Union is 271183662.

If you forgot your Login information, just hover over the Login button and click Forgot Username or Password? to reset your information. Locked out? Call us at 309-793-6200 at select option 3 to speak with Member Services.

It’s easy! Fill our our enrollment form. You'll need the account number, the primary member's full legal name, email, date of birth, Social Security Number (SSN), and zip code.

Check out our list of current BOGO offers and details. Then, show your IHMVCU debit or credit card, membership card or IHMVCU checks at time of purchase. Some restrictions apply.

Learn more about our exclusive Member Advantages.

You can check your balance on the go with online banking or the mobile app, or chat with us. We can assist you Monday - Friday from 8 a.m. - 6 p.m. and Saturdays from 8 a.m. - 12 p.m.

Easily make loan payments from your IHMVCU account in Online Branch or mobile app. Prefer a face-to-face interaction? Stop by any of our branches. Want to make payments from accounts at another financial institution? Use Pay My Loan.

Pay My Loan lets you set up one-time or recurring payments from other financial institutions. Visit Pay My Loan to get started.

View our current rates.