Real life happens. Saving matters.

Getting started is the hardest part. Let's start saving.

Life is full of ups and downs

It’s exciting to experience the highs in life, like getting engaged, buying a new home or growing your family.

But with the highs, come the lows: a flat tire, broken furnace or unexpected injury.

Real life happens. Saving Matters. We can help.

No matter where your life takes you, having a Balance Builder savings account can make the ride a little smoother.

As Pathfinders, we’ll be alongside you on your saving journey

Got a goal? Start Saving

Fill out our form and we'll send you the application to open an account plus, tips, tools and resources to help you reach your savings goals.

Balance Builder Savings + Checking

Real life happens. Saving matters. Let's do this.

Balance Builder

We don't want you to stress about a financial emergency or reaching a big milestone, like a wedding. That’s the beauty of Balance Builder — a little extra savings, ready when you need it most! This program includes dedicated savings and checking accounts designed to teach, encourage and reward you for saving. With Balance Builder, you’ll get:

  • 3% APY1 
  • Paid a day early with direct deposit2
  • Cash back on everyday purchases with our Purchase Rewards Program when you use your debit card
  • A monthly chance to build your savings with our $500 giveaway3
  • Regular emails and texts with insider tips and updates on your savings progress

Open an account

If you don't think this is the right program for you, check out our other savings and checking account options.


The beauty of Balance Builder

Compass from IHMVCU

Discover your saving path

We're dedicated to improving your financial health. Our team of Pathfinders are eager to help you reach your Balance Builder saving goals, and have created some powerful resources to see that you're equipped to get to where you want to be.

From saving strategies to debt management and beyond, Compass by IHMVCU will assist you in staying the course along your financial journey.

Discover your saving path

Compass from IHMVCU