Visa® Debit card
When you use an IH Mississippi Valley Credit Union Visa® Debit card, you're choosing convenience, security and rewards.
- No annual fee
- Earn Choice Rewards Bonus Points* every time you "swipe and sign". Use your points toward account cash credits, travel, merchandise and gift certificates from some of your favorite retailers.
- Select store special offers.
- Automatic Travel Accident** protection when you purchase plane tickets using your Visa® Debit card.
- Other benefits include Auto Rental Collision Damage and Travel Accident Insurance click on them to learn more.
Visa® Gift card
A Visa® Gift card is one gift that will never be returned. It's always the right size, color and style and is accepted at all locations that accept Visa®, including online.
For a small fee, you can pick up a Visa® Gift card at any IH Mississippi Valley Credit Union location, and because it's prepaid, you set the spending limit.
All IH Mississippi Valley Credit Union Visa® Gift cards come with all the protection and security features you've come to expect from Visa®. Registered Visa® Gift cards can even be replaced if lost or stolen.*
*Select transactions – such as cash advances, balance transfers, convenience checks and PIN transactions – are excluded from earning points. Points earned on another IHMVCU reward-eligible card cannot be transferred and must be used before the rewards card is closed. Points can exist on an account for up to three years from the month they were earned and expire on the first of the 37th month after they were earned. Rewards points earned on rewards credit cards are administered by Choice Rewards (the program) on behalf of IHMVCU. Accounts must be open and in good standing (not canceled or terminated by either party, not delinquent or otherwise not available to use for charges) at time of redemption. Rewards are not available when a cardholder is in default under the card agreement. Complete program terms and conditions are available at Choice Rewards or Choice Rewards disclosure.
**Certain terms, restrictions and limitations apply.
***Covers U.S. issued cards only. Visa® Zero Liability Policy does not apply to commercial credit card, or ATM transactions, or PIN transactions not processed by Visa®. Notify your financial institution immediately of any fraudulent use. For specific restrictions, limitation and other details, see cardholder agreement or visit Visa®.