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SAVINGS & CDS

Compare our savings accounts and visit a branch or open one online today.

  Youth (0-18) Adult (18+) Auto Savers Daily Money
Market
Prime Reserve
Money Market
CDs
(terms 6
mos - 5 yrs)
  open-account-button open-account-button open-account-button open-account-button open-account-button open-account-button
Minimum
opening deposit
$5 $5 None None None $500
Minimum
average daily
balance required
to earn dividends
$25 $100 None $1,000 $5,000 $500
Dividends
earned
Tiered Tiered Yes** Tiered Tiered Variable
Withdrawals Unlimited Unlimited Unlimited Unlimited on site -
6 checks per month
Unlimited on site -
6 checks per month
Penalty for early withdrawal
ACH Debits Yes Yes Yes Available* Available* Not available
Monthly Fees None None None $10 maintenance
fee, if balance drops below $1,000
$18 maintenance
fee, if balance drops below $5,000
If you elect a
monthly dividend
check, there will
be a $5 monthly
fee assessed


*Subject to account terms

**Must deposit $10 or more per month to earn qualified rate. Otherwise a non-qualifying rate will apply. Qualified rate paid on balances up to $500. Balances over $500 will earn a non-qualified rate. Retail accounts only. No commercial or institutional funds permitted.

IH Mississippi Valley Credit Union is NCUA (National Credit Union Administration) insured. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
 
IHMVCU also provides an additional $250,000 coverage for both individual share and retirement accounts through Excess Share Insurance Corp., a licensed insurance agent.

 
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Money Smarts: Saving Strategies
Questions?
Call us at:
(309) 793-6200 or
(800) 722-0333