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Current Rates Interest Rates
20 Year Fixed 3.875%
15 Year Fixed 3.250%
10 Year Fixed 3.250%
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Top 4 reasons why IH Mississippi Valley Credit Union is a smart choice for your mortgage loan:


We're your partner before, during and after the purchase.

Purchasing a home doesn’t have to be complicated. Whether it’s shaping up your credit to prepare for your purchase or walking you through the mortgage process, we’re here for you. Better yet, we retain servicing on nearly all mortgage loans. So when you have questions after the purchase, we can help with that too.


 We offer refinancing options

You might be in the right home, but not the right mortgage. IHMVCU is here to help. A simple refinance can improve your financial picture; from shorter terms, to lower payments or reduced  interest rates.


Really great mortgage officers

When you work with a trusted financial partner, it shows. From the time you walk into the credit union until you walk into your new home, our mortgage loan officers work to make the process as simple, straightforward and seamless as possible.


Competitive rates and low fees

Save on closing costs with IH Mississippi Valley Credit Union.



Meet the Mortgage Team


Looking for a Real Estate Agent?
IHMVCU offers our members a start to finish home buying experience through our partnership with RE/MAX Elite Homes.


Rent or Buy
Not sure whether it is more cost effective to rent or buy a home? Use our cost comparison calculator to find out.


Mortgage Payment Calculator
Estimate your monthly mortgage payment including principal and interest, taxes, insurance and home owner association fees with our easy to use calculator.

calculator-pig Time to Refinance?
Find out how much you could save on your monthly payments with our refinance calculator.


Home Sales Proceeds
Find out how much you’ll make on the sale of your home after paying off your mortgage and covering realtor fees and closing costs with our calculator.

Home Mortgage Disclosure Act Notice

The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. Inquire at this office regarding the locations where HMDA data may be inspected. To receive a copy of these data send a written request to IH Mississippi Valley Credit Union, 2121 47th Street, Moline, IL 61265.

Money Smarts: 3 Thing to Know About Mortgages
Call us at:
(309) 793-6200 or
(800) 722-0333