INDIVIDUAL RETIREMENT ACCOUNTS (IRAs)
*APY = Annual Percentage Yield. Rates accurate as of 01/21/15. $500 min. balance.
Early withdrawal penalties apply. Rate does not apply to existing IHMVCU certificates or IRA certificates.
Other rates and terms available.
It’s never too early—or too late—to start saving for retirement. IRAs offer safety, security and tax advantages to help your retirement savings grow.
IH Mississippi Valley Credit Union offers Traditional IRAs, Roth IRAs and Education IRAs. Terms range from three month to five years. We also offer IRA Share Savings Accounts, so you can build your savings until there is enough to meet the minimum deposit requirements of an IRA.
|IRA CDs||IRA Savings|
to earn dividends
|Withdrawals||Penalty for early withdrawal||Unlimited|
|ACH Debits||Not available||Not available|
|Monthly fee||If you elect a monthly dividend check, there will be a $5 monthly fee assessed||None|