Business Lending
Rooted in the Quad Cities and Des Moines.
Invested in you.
Not just a business loan.
It’s a new gourmet food truck!
Questions?
Chat with one of our
business loan experts.
At IHMVCU, we believe strong businesses build strong communities. That’s why our commercial lending team is here to help local entrepreneurs and commercial companies grow with flexible financing options and personalized support.
Whether you’re launching your dream, expanding your footprint, or need working capital to fuel your next big move, we’ve got your back!

Business banking solutions
Handle your business finances with ease and confidence. Whether it's simplifying payroll with ACH direct deposits, sending secure wire transfers, or depositing checks from your office with remote deposit capture, we have tools designed to keep your business running smoothly.
SBA loans
Whether you’re looking to launch a new business or secure long-term financing for significant purchases, SBA loans offer valuable benefits to support your goals. With lower fees, flexible collateral requirements, and favorable terms, these loans provide a smart and accessible financing option. SBA loans are designed to make borrowing easier and more manageable, helping you focus on what matters most – growing and strengthening your business.
Business term loans
Need to upgrade your gear, renovate your space, or invest in the next big thing? A business term loan is a smart, flexible way to fund major purchases without draining your cash reserves. Whether it's new equipment, a tech refresh, or expanding your footprint, we've got the tools (and the terms) to help you grow with confidence.
Lines of credit
Think of a business line of credit as your financial safety net – there when you need it, gone when you don’t. It gives you quick access to extra working capital for anything from covering payroll to seizing unexpected opportunities. Pay it down and reuse it as needed, with flexible fixed or variable rate options. It’s fast, reliable, and ready to back your next big move.
Business credit cards
Business credit cards make it easy to manage expenses, boost cash flow, and take advantage of added spending power.
Equipment & vehicle financing
Whether you need new machinery, the latest medical gear, tech upgrades, or essential tools, we’ve got you covered. We make it easy to power up your business and keep things running smoothly.
Commercial real estate loans
If you’re purchasing a new property or refinancing an existing one, our flexible loan options offer both fixed and variable rates, allowing you to tap into up to 80% of the property’s appraised value to support your business goals.We’re not a big bank and that’s a good thing. You’ll work directly with real, local people who know the Quad Cities and Des Moines business landscapes and care about your success. Our decisions are made locally and quickly, so you can keep moving forward.
Local experts
Fast, flexible funding
A true partner in your corner

Our Commercial Loan Officers are more than just finance pros, they’re your go-to partners for growth, strategy, and getting things done.

AMALIA HYETT
Commercial Lender (Spanish speaking)
ahyett@ihmvcu.org
309-793-6200 ext. 5160

ELLIOTT LARD
Commercial Lender
elard@ihmvcu.org
309-762-8263