Visa Balance Transfer

Transfer. Save. Simple.

Ready to get started? 

Read about our credit card options and fill out the application below!


7.9% APR Relationship**

We value your relationship and want to reward you with some of the lowest interest rates available. Additional benefits include:

  • $1,000,000 travel insurance
  • Auto rental collision damage waiver
  • 90-day product protection
  • Concierge service

9.9% APR

A great card with a great rate. Additional benefits include:

  • $400,000 travel insurance
  • Auto rental collision damage waiver
  • Double the US manufacturer's warranty
  • Travel & emergency assistance

11.9% APR Cash Back*

Earn 1% cash back on all purchases, all the time (excluding balance transfers and cash advances). Additional benefits include:

  • $400,000 travel insurance
  • Auto rental collision damage waiver
  • Double the US manufacturer's warranty
  • Travel & emergency assistance


Say yes to an IHMVCU credit card and enjoy 0% APR for 6 months on balance transfers & cash advances made between January 22 - March 31, 2018. After that, 11.9%, 9.9% or 7.9% APR.

0% APR for 6 months on balance transfer and cash advances. 2% balance transfer/cash advance fee applies. Current IHMVCU and new credit cardholders are eligible. Subject to credit approval. Standard rate applies starting October 2018, when promotional period ends - 11.9%, 9.9%, or 7.9% APR respectively. Excludes purchases & Business credit cards.

View Visa credit card disclosure.

Step 1: We'll need your information.

Residential Status

Step 2: Transfer your balances and start saving immediately.

Credit Report Disclosure
By clicking the 'Submit' button I authorize IHMVCU to obtain a credit report and process this loan application.

Loan Confirmation Disclosure
By clicking the 'Submit' button you promise that everything you have stated in this application is true and correct to the best of your knowledge. You authorize IHMVCU to obtain credit reports for everyone listed on this loan application. You understand that the lender may offer a range of rates on their loan products and that the rate and term of your loan may depend upon an evaluation of your past credit history and any applicable discounts based upon your relationship with the credit union.

Fact Act Notice Disclosure
IHMVCU may furnish information about your account to consumer reporting agencies. Late or missed payments or other defaults on your account(s) could be reflected in your credit report.

USA Patriot Act Disclosure
Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. IHMVCU will ask for your name, address, date of birth, and other information including valid identifying documents to identify you.

© Copyright 2017. IH Mississippi Valley Credit Union. All rights reserved. Federally Insured by NCUA | Equal Housing Opportunity | NMLS #463074

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