Money Smarts Blog

The holidays are in full swing, but before the champagne pops and the confetti flies, here’s a little secret: now is the perfect time to get your finances in order. Why? Because starting 2026 with your money organized = less stress, more control, and a head start on your financial goals.

As your friendly Financial Coach, I always say: a little prep now makes your wallet smile later. So grab your favorite cup of cocoa and gather these documents for your ultimate year-end financial overhaul:

Income paperwork

• Pay stubs, W-2s, 1099s, and any extra cash flowing in (side gigs, bonuses, dividends)

Monthly bills & expenses

• Rent or mortgage, utilities, phone bills
• Insurance premiums and loan statements
• Credit card statements: yes, even the ones you hide under the couch cushions

Savings & investments

• Bank balances, retirement accounts, and any investment statements
• Basically, anything that makes your money work for you

Debt info

• Credit cards, loans, and any other financial strings attached

Your financial goals

• Big dreams like a vacation, a new car, or that kitchen remodel
• Short-term goals too, because every win counts

Having all of this in one place means you’ll start 2026 in the driver’s seat, ready to make smart decisions and crush your money goals.

Here’s where we come in. A Financial Health Checkup with one of our coaches is a free, personalized session where we review your income, expenses, savings, and debts, help clarify your goals, and create a roadmap to get you where you want to go. We make it simple, no-stress, and tailored to you. You can schedule your checkup in-person at one of our branches or over the phone. Whatever works best for your schedule.

So this holiday season, while everyone else is stressing about leftover cookies and gift returns, you can toast to being financially savvy. Let’s make 2026 your smartest, sassiest, most successful financial year yet. Your future self will thank you!

Book your free Financial Health Checkup today and start the year ahead with confidence.

The holidays are in full swing, but before the champagne pops and the confetti flies, here’s a little secret: now is the perfect time to get your finances in order. Why? Because starting 2026 with your money organized = less stress, more control, and a head start on your financial goals.

As your friendly Financial Coach, I always say: a little prep now makes your wallet smile later. So grab your favorite cup of cocoa and gather these documents for your ultimate year-end financial overhaul:

Income paperwork

• Pay stubs, W-2s, 1099s, and any extra cash flowing in (side gigs, bonuses, dividends)

Monthly bills & expenses

• Rent or mortgage, utilities, phone bills
• Insurance premiums and loan statements
• Credit card statements: yes, even the ones you hide under the couch cushions

Savings & investments

• Bank balances, retirement accounts, and any investment statements
• Basically, anything that makes your money work for you

Debt info

• Credit cards, loans, and any other financial strings attached

Your financial goals

• Big dreams like a vacation, a new car, or that kitchen remodel
• Short-term goals too, because every win counts

Having all of this in one place means you’ll start 2026 in the driver’s seat, ready to make smart decisions and crush your money goals.

Here’s where we come in. A Financial Health Checkup with one of our coaches is a free, personalized session where we review your income, expenses, savings, and debts, help clarify your goals, and create a roadmap to get you where you want to go. We make it simple, no-stress, and tailored to you. You can schedule your checkup in-person at one of our branches or over the phone. Whatever works best for your schedule.

So this holiday season, while everyone else is stressing about leftover cookies and gift returns, you can toast to being financially savvy. Let’s make 2026 your smartest, sassiest, most successful financial year yet. Your future self will thank you!

Book your free Financial Health Checkup today and start the year ahead with confidence.