Money Smarts Blog

Okay, confession time: I put off getting a new insurance quote for way too long. I knew turning 25 could mean some savings, but honestly, I just didn’t want to deal with the hassle. Insurance feels complicated, and life gets busy, so it stayed on my “I’ll do it later” list for months.

Finally, I decided enough was enough… it was time to see if I could actually save some money. That’s when I reached out to IHMVCU Insurance Services, and honestly, it’s one of the best adulting moves I’ve made so far.

The savings

Let’s get to the fun part. After switching, I’m saving $652 a year. That’s about $55 a month back in my pocket. (Yes, I triple-checked the math because it felt too good to be true.)

Since I had already budgeted for my higher insurance bill, I didn’t even feel the difference in my day-to-day spending. Instead, I set up an automatic transfer to my savings account so that extra $55 goes straight into my house fund. It’s amazing how something as simple as switching insurance can help me reach my big financial goals faster.

The coverage

I bundled my renter’s and auto insurance through IHMVCU, which made things super convenient. One stop, both policies, done.

The experience

This is where I was really impressed. Dasan helped me through the process, and he was amazing. I’ll be honest, I’m not an insurance expert by any means. Half the time I wasn’t even sure what info he needed, but he walked me through it step by step, explained everything clearly, and made sure I didn’t feel overwhelmed.

He was quick, kind, and honestly made the whole thing way easier than I expected. Instead of dreading the process, I ended up feeling like, “Huh, that was painless. Why didn’t I do this sooner?”

Why I’d recommend it

If you’re even thinking about checking your rates, do it. Here’s why:

• Quotes are totally free: You’ve got nothing to lose.
• No pressure: If they can’t save you money, you can keep what you have.
• Friendly, helpful people: They actually want you to understand what you’re signing, not just rush you through it.

Honestly, it just makes sense. Worst case, you confirm you’ve already got a great deal. Best case, you free up some extra cash each month.

For me, it’s meant putting more toward my savings goals and still having extra money for the fun stuff… like spoiling my cats or grabbing new Taylor Swift merch (priorities, right?).