Money Smarts Blog

Being a mom is hard work. Between getting the kids ready for school, working, cleaning the house, sitting in the dreaded pick-up line (eye roll), handling homework, sports, clubs – the never-ending list goes on. When do you have time to do those important things? Like sleeping, paying the bills, and grabbing cash for your kiddo's allowance… While we can't help you with that extra shuteye, IHMVCU can make banking easier.

With our Interactive Teller Machines (ITMs), you can do just about anything you can think of when you come to the credit union. Deposit checks, get cash back, make a loan payment, ask questions about your account… we can help you with that!

Take a look at 7 reasons mom’s love IHMVCU’s ITMs:

1. Versatility at its finest. Whether you prefer a full-service interaction with a live teller or a quick and efficient ATM transaction, the flexibility of ITMs allows you to choose the banking experience that suits your needs on any given day.

2. No card? No problem! Missing debit cards can be a source of stress, especially when you're on the go. With IHMVCU's ITMs, you can access your funds without the need for a physical card. Simply have your driver’s license or state-issued ID available, and your financial transactions become hassle-free.

3. They listen (unlike most kids… and husbands 😉): Our ITM team members are here to listen and assist. Whether you need to transfer money, make a payment on your mortgage, or have questions about your account, our team provides a patient and attentive virtual ear. No interruptions from energetic children or other household distractions.

4. Extended hours, extended convenience: We understand that your schedule is packed. That's why our friendly ITM team members are available from 7 a.m. to 7 p.m. Monday through Friday, 9 a.m. to 1 p.m. on Saturdays, and 12 to 3 p.m. on Sundays. Extended hours mean added convenience for your busy lifestyle.

5. Banking quietly: For those moments when your kid is peacefully asleep in the car, our ITMs provide a quiet and discreet banking experience. Manage your finances without disturbing your little ones during those precious nap times.

6. Just the right amount: Need cash for your kiddos' allowances, field trips, or to satisfy that irresistible craving for Girl Scout cookies? With our ITMs, you can withdraw small denominations as low as $5, making it convenient for managing various expenses.

7. Companionship in silence: Sometimes, you just need a brief moment of adult conversation. Our ITMs provide exactly that. Interact with a live teller for a quick and valuable adult exchange, even if it's just for a few moments.

Not an IHMVCU member? We can help with that.