From first savings accounts to car loans for your future MVP, we’ve been helping families like yours hit their goals since 1934.
We’ve been proud to call Des Moines home for two years, and we’re here for every stage of life from skinned knees to first jobs and beyond.
As a member-owned credit union, we put people first (not profits). That means better rates, real support, and perks like nearly $2 million saved through our Member Advantages program.
For a limited time, open a CashBooster spending account and take advantage of our exclusive offer that includes a $3001 automatic deposit into your account AND 4.00% APY2 on balances up to $15,000 when you sign up for eStatements.
Or visit us at:
IHMVCU Credit Union, 3990 Merle Hay Rd, Des Moines, IA 50310 by scheduling an appointment.
Balance Builder Junior Savers
Our youth savings account helps set your child on a path to financial confidence and success.
What’s better than doing the right thing for your child? Earning a $50 reward for it!3
>> Emails with insider tips and updates on your savings progress
>> Parent's guides and activity sheet to build healthy saving habits
>> 3.00% APY4
Get rewarded with an IHMVCU credit card
Earn 1% cash back on all purchases (excluding balance transfers and cash advances) at a low rate of 11.9% APR5.
SavingsBooster
Earn up to 4.00% APY6 as your balance grows when you sign up for e-Statements and increase your balance by $5 from the previous month.
>> Bigger balance = bigger rewards
>> No minimum balance to earn dividends
>> No minimum balance to earn dividends
>> Unlimited withdrawals
Time to refinance?
Refinancing your mortgage can help you lower your interest rate, reduce your monthly payment, or tap into your home’s equity for extra cash. It’s a smart move if you’re looking to save money or achieve new financial goals.
>> Lower your monthly payment with a better rate
>> Pay off your mortgage faster with a shorter term
>> Access cash for home improvements, debt consolidation, or big expenses
