Buy Now, Pay Later (BNPL) has arrived!
Flex your budget and pay your way. Buy Now, Pay Later (BNPL)* from IHMVCU offers two types of services available to eligible members with an IHMVCU debit card. Whether you’re planning a purchase or looking to spread out payments for one you’ve already made, BNPL from IHMVCU can help manage your cash flow and stay within your budget.
- Plan Your Purchase offers are for when you need funds upfront to make a purchase and would like to pay for the loan in installments over time.
- Split Your Payments offers are available when you’ve already made eligible debit card purchases and would like to pay for those purchases in installments over time.
To see if you have BNPL offers, simply login to online banking and locate “Buy Now, Pay Later”. View and accept your available BNPL offers in seconds, and accept the repayment terms that work for you. You'll receive your funds in your account in moments.
Don't have online banking? Sign-up today.
You’re already qualified.
- No credit check.
- No application. Your BNPL offers are tailored for you and are pre-qualified. Simply view and accept to proceed.
- No new cards and accounts. Continue using your existing IHMVCU checking account and debit card when accessing BNPL offers.
- Everything in your online banking. Review and manage your BNPL offers, plans, and payments in one place.
Buy Now, Pay Later can help you split payments on things like:
Car maintenance
Travel expenses
Shopping expenses
Unexpected expenses
Common BNPL questions from our members
Why can't I see any BNPL offers?
If you don’t see any BNPL offers, this may be because your current account status or your recent debit card purchases are not eligible for BNPL. If you already have active BNPL plans, you may not be eligible for additional offers until the active plans are paid back.
If you recently received an email with offers, but don't see the offers in online banking, this could be due to the reason stated above; OR if you have multiple accounts, you may need to login directly to the account where the offers are presented. For assistance, please contact us.
