Hey, Des Moines!

From first savings accounts to car loans for your future MVP, we’ve been helping families like yours hit their goals since 1934.

We’ve been proud to call Des Moines home for two years, and we’re here for every stage of life from skinned knees to first jobs and beyond.

As a member-owned credit union, we put people first (not profits). That means better rates, real support, and perks like nearly $2 million saved through our Member Advantages program.

IHMVCU Credit Union staff helping a member
Get rewarded with an IHMVCU credit card
$200 cash back

For a limited time, open an IHMVCU VISA Rewards Credit Card and earn $200 cash back after spending $2,500 within the first 90 days5. Plus enjoy 1% cash back on all purchases (excludes balance transfers and cash advances) and a low 11.9% APR6. It’s a great way to get extra value this season while earning on everyday purchases.

At IHMVCU Credit Union, we believe in rewarding you for the purchases that matter most, whether it’s a dream splurge, unexpected expenses, or everyday spending. Now, you can earn even more with a limited-time credit card bonus. Don’t wait, this offer won’t be around forever!

Apply Now

Or visit us at:
IHMVCU Credit Union, 3990 Merle Hay Rd, Des Moines, IA 50310 by scheduling an appointment.

But wait, there's more.
Junior Savers $50 deposit on us

Balance Builder Junior Savers

Our youth savings account helps set your child on a path to financial confidence and success. 

 

What’s better than doing the right thing for your child? Earning a $50 reward for it!3

 

>> Emails with insider tips and updates on your savings progress

 

>> Parent's guides and activity sheet to build healthy saving habits

 

>> 3.00% APY4

Open account

CashBooster $300 deposit on us

CashBooster

Take advantage of our exclusive offer that includes a $3001 automatic deposit into your account AND 4.00% APY2 on balances up to $15,000 when you sign up for eStatements.

 

Open account

Savings Booster

SavingsBooster

Earn up to 4.00% APY7 as your balance grows when you sign up for e-Statements and increase your balance by $5 from the previous month.

 

>> Bigger balance = bigger rewards

 

>> No minimum balance to earn dividends

 

>> No minimum balance to earn dividends

 

>> Unlimited withdrawals

Open account

Mortgage Refi

Time to refinance?

Refinancing your mortgage can help you lower your interest rate, reduce your monthly payment, or tap into your home’s equity for extra cash. It’s a smart move if you’re looking to save money or achieve new financial goals. 

 

>> Lower your monthly payment with a better rate

 

>> Pay off your mortgage faster with a shorter term

 

>> Access cash for home improvements, debt consolidation, or big expenses

Apply now

Membership benefits at a glance
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Branch location near you

Free access to a financial coach