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Top 4 reasons why IH Mississippi Valley Credit Union is a smart choice for your student loan:


Competitive rates and fewer fees

IH Mississippi Valley Credit Union has a better way to pay for college. Our student loans have no origination or pre-payment fee and have extremely competitive rates, which means more of your dollars go toward financing your education and not paying fees.

Have private student loans elsewhere? Not a problem. IHMVCU now offers consolidation loans for private student loans (excludes federal government loans) to help you with a single monthly payment, and the potential to save thousands of dollars in interest.


Defer payments until you are done with school

We offer the option to defer payments while you are in school and flexible payment options for when you get out.


Open to all IHMVCU members

All IHMVCU members who are undergraduate and graduate business students enrolled at least half-time in a four-year, degree granting program at a public or private nonprofit school are eligible to apply. Once approved, undergraduates and graduate business students can borrow up to $75,000.


Easy distribution options

Funds are distributed directly to the school by IH Mississippi Valley Credit Union by the date the school requests payments.

college students

IH Mississippi Valley Credit Union awards thousands of dollars in scholarships to members each year to help pay for school..


Home Equity Loan
Use your home’s equity to help finance your child’s education. Learn about a Home Equity Loan today..


Save for College
Use our Save for College calculator to find out how much you need to set aside each month to pay for your education.


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Call us at:
(309) 793-6200 or
(800) 722-0333