Spend smarter on what's worth it

Enjoy no interest until Jan. 31, 2023 on all credit card purchases.

For a limited time, new card holders get a special 0% introductory APR1 on IHMVCU credit card purchases, balance transfers and cash advances2 through Jan. 31, 2023. After that, 7.9% to 11.9% APR. Plus, there's no annual fee!

Apply Online

Or call us at 309-793-6200 or schedule an appointment at one of our convenient locations.

Take advantage of the full 8 months and apply today.


Debt calculators


  • Make Bi-Weekly Payments
  • Meet a Debt Payoff Goal
  • How Long Will It Take to Pay Off a Credit Card?
  • Use a Lump Sum to Pay Down Debt
  • Are Credit Card Balance Transfers Worth It?
  • Increase Your Monthly Payment
husband and wife researching banking options


1 See full credit card disclosure. Subject to credit approval. Excludes current IHMVCU credit card holders & Business credit cards. 2Balance transfer/cash advance/foreign transaction fee applies. Either $5 or 2% of the amount of each transaction, whichever is greater. 1% fee applies to all purchases and cash advances made in foreign countries in U.S. dollars and foreign currencies. Offer valid until January 31, 2023.