Top 4 Reasons an IHMVCU Visa Credit Card is a Smart Move
No annual fee
Have questions? We have answers. Receive local servicing and support from people who know you.
Have unusual purchases showing up? You'll likely hear about it from us first. And, with local fraud experts we'll take care of the red tape too.
Convenient Online Access
Track your credit card expenses through the same tool you use to manage your deposit accounts. Easily make payments, monitor activity and much more from your computer or smart phone.
Compare our cards and see which one is right for you.
|What is it?||You're a shining example of smart credit management. BRILLIANT gives you more for your credit card – and cash back.||You're so credit-smart, you might as well have a PhD. We value your relationship and we're going to show you – with some of the lowest interest rates available today.|
|APR||11.9% or 9.9%||7.9%|
|Balance transfer and
cash advance fee
|$5 or 2% of the amount of the transaction, whichever is greater||$5 or 2% of the amount of the transaction, whichever is greater|
Earn up to 1% annually
|Additional card features†||Auto Rental Collision Damage
Travel Accident Insurance
Travel Emergency Assistance
Warranty Manager Service
Verified by Visa
|24 hour lost/stolen reporting service||Yes||Yes|