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Business owners are worth more at IH Mississippi Valley Credit Union. That’s why we offer simple business accounts that keep your business growing. There are no hidden fees, no nickel-and-diming, just straightforward banking solutions so you can spend less time thinking about accounts and more time focused on growth.

IH Mississippi Valley Credit Union offers two checking accounts to fit your business, club or nonprofits’ needs. Both come with a Visa® Debit card that earns you rewards every time you use it.

  Business checking business plus
Minimum to open $100 $100
Average balance to avoid maintenance fee $500 $2,000
Monthly maintenance fee $2 $5
Remote deposit capture (per month) $25 $25
Earns dividends No Yes1
ACH items Free Free
Visa Debit Card Free Free
Phone Branch/Online Branch Free Free
E-statements Free Free

1 Click here for a current dividend schedule

More tools for tracking your account
With Alerts from IHMVCU powered by Visa, you can receive near real-time updates on your Visa® card activity. So you can act quickly to help reduce fraud and monitor your account, wherever you are. It's free for IHMVCU Visa® cardholders. Sign up at



Business Services Team
Contact our Business Services Team today for a cost comparison – and discover how personalized service, competitive rates and customized solutions can change the way you do business.


Required Documents
Getting ready to open a business account with us? Review our list of required documents.

Money Smarts: Saving Strategies
Call us at:
(309) 793-6200 or
(800) 722-0333