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SAVINGS & CDS

Compare our savings accounts and visit a branch or open one online today.

  Youth (0-18) Adult (18+)
  open-account-button open-account-button
Minimum
opening deposit
$5 $5
Minimum
average daily
balance required
to earn dividends
$25 $100
Dividends
earned
Tiered Tiered
Withdrawals Unlimited Unlimited
ACH Debits Yes Yes
Monthly Fees None None

  Auto Savers Daily Money
Market
  open-account-button open-account-button
Minimum
opening deposit
None None
Minimum
average daily
balance required
to earn dividends
None $1,000
Dividends
earned
Yes** Tiered
Withdrawals Unlimited Unlimited on site -
6 checks per month
ACH Debits Yes Available*
Monthly Fees None $10 maintenance
fee, if balance drops below $1,000

  Prime Reserve
Money Market
CDs
(terms 6
mos - 5 yrs)
  open-account-button open-account-button
Minimum
opening deposit
None $500
Minimum
average daily
balance required
to earn dividends
$5,000 $500
Dividends
earned
Tiered Variable
Withdrawals Unlimited on site -
6 checks per month
Penalty for early withdrawal
ACH Debits Available* Not available
Monthly Fees $18 maintenance
fee, if balance drops below $5,000
If you elect a
monthly dividend
check, there will
be a $5 monthly
fee assessed


*Subject to account terms

**Must deposit $10 or more per month to earn qualified rate. Otherwise a non-qualifying rate will apply. Qualified rate paid on balances up to $500. Balances over $500 will earn a non-qualified rate. Retail accounts only. No commercial or institutional funds permitted.

IH Mississippi Valley Credit Union is NCUA (National Credit Union Administration) insured. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
 
IHMVCU also provides an additional $250,000 coverage for both individual share and retirement accounts through Excess Share Insurance Corp., a licensed insurance agent.

 
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Money Smarts: Saving Strategies
Questions?
Call us at:
(309) 793-6200 or
(800) 722-0333