Visa® Credit Cards
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Choose the best credit card for your needs. No annual fee, balance transfer, prime rate and more.
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Balance transfer. Grace period. Prime rate. APR. You may see terms like this everywhere but not really know what they mean.
Don't worry. We've laid out all of the important details in our blog, Credit Cards 101. Here at IHMVCU, we offer personal and business Visa® Credit Cards. The credit cards we offer include no annual fee, local servicing, fraud protection and convenient online access.
And with our Online Branch and mobile app, you can manage all your accounts with a single login.
Credit card comparison
No annual fee, local servicing, fraud protection and convenient online access! Download credit card comparison chart.
11.9% APR Cash Back*
Earn 1% cash back on all purchases, all the time (excluding balance transfers and cash advances)
- $400,000 travel insurance
- Auto rental collision damage waiver
- Double the US manufacturer’s warranty
- Travel & emergency assistance
- Identity theft protection
9.9% APR
A great card with a great rate. Additional benefits include:
- $400,000 travel insurance
- Auto rental collision damage waiver
- Double the US manufacturer’s warranty
- Travel & emergency assistance
- Identity theft protection
7.9% APR Relationship**
We value your relationship and want to reward you with some of the lowest interest rates available. Additional benefits include:
- $1,000,000 travel insurance
- Auto rental collision damage waiver
- Double the US manufacturer’s warranty
- Travel & emergency assistance
- 90-day product protection
- Concierge service
- Identity theft protection
*11.9% APR Cash Back Card Earn 1% cash back on all purchases (excluding balance transfers and cash advances). There’s a minimum payout of $25 when you make $2,500 in purchases. There’s no maximum. Cash back is earned from December 1 through November 30 of the next year, with payouts in November each year. Cash back could be subject to taxes; please consult your tax advisor.
**Cardholder must maintain an active checking account (8 or more transactions
for 30 days) and one of the following: a member for at least five years, a mortgage loan, a home equity loan or an auto loan.
Visa Credit Card Rate Disclosure
Visa Credit Cardholder Agreement
